Smile Insurance Company (SIC)

Protecting Your Health & Journey

Dedicated to making quality healthcare affordable and providing comprehensive motor insurance solutions across Sierra Leone since 2010.

About Us

Smile Insurance Company (SIC) is a healthcare financing and insurance provider dedicated to making quality healthcare affordable and accessible for individuals, families, and organizations across Sierra Leone. Since its establishment in 2010, the company has worked to reduce financial barriers to healthcare through innovative and customer-focused insurance solutions.

Smile Insurance company Ltd. is also a leading provider of motor insurance solutions dedicated to protecting drivers, vehicle owners, and businesses from financial losses arising from road accidents, theft, fire, and other unforeseen events. We offer comprehensive and affordable insurance products designed to meet the needs of individual motorists, commercial vehicle operators, and corporate fleet owners.

Motor insurers commonly provide coverage for private vehicles, commercial vehicles, motorcycles, tricycle taxis, fleets, and specialized vehicles. The organization promotes comprehensive motor and healthcare coverage that includes medical consultations, specialist care, preventive services, emergency treatment, and other healthcare and motor benefits.

Our Mission

To provide affordable, accessible, and reliable Motor and health insurance solutions that protect individuals and families while promoting healthier communities throughout Sierra Leone.

Our Vision

To become Sierra Leone's most trusted Motor and health insurance provider, recognized for excellence in customer service, innovation, and sustainable healthcare financing.

Comprehensive Coverage Plans

We offer a wide array of tailored insurance packages to secure your health, family, and assets.

Health Insurance Services
  • Individual Health Insurance Plans
  • Family Health Insurance Packages
  • Corporate and Employee Health Coverage
  • Dental Insurance Plans
  • Medical Consultation Coverage
  • Laboratory and Diagnostic Coverage
  • Emergency Medical Assistance
  • Preventive Healthcare Programs
  • Community Health Support Services
Motor Insurance
  • Comprehensive Motor Insurance
  • Third-Party Motor Insurance
  • Third-Party Fire and Theft Insurance
  • Commercial Vehicle Insurance
  • Fleet Insurance
  • Motorcycle Insurance
  • Taxi and Ride-Hailing Insurance
Additional Services
  • 24/7 Claims Assistance
  • Roadside Emergency Support
  • Vehicle Inspection Services
  • Accident Recovery Coordination
  • Risk Management Advisory

Why Choose Smile Insurance?

We stand out by providing customer-centered, accessible, and comprehensive coverage.

Affordable premium plans
Flexible coverage options
Access to healthcare professionals
Fast claims processing
Customer-centered service
Digital healthcare support
Digital policy management
Strong commitment to community health

Our Core Values

The principles that drive our dedication to excellence and community service.

Integrity
Accountability
Excellence
Innovation
Customer Focus
Compassion
Accessibility
Community Service

Leadership Team

Meet the dedicated professionals steering Smile Insurance Company towards sustainable healthcare and reliable motor protection.

Abdul Karim Fornah

Managing Director

John Dunkay Kanu

General Manager

Jonathan Sumaila

CFO

Fatmata Binta Bah

Insurance Admin & Secretary

Mr. Sankoh

Consultant

Hawa

Head of Underwriting (Motor)

TBD

Head of Underwriting (Medical)

TBD

Claims Manager

TBD

Customer Service Manager

Secure Your Future Today

Whether you need comprehensive health coverage for your family or motor insurance for your business fleet, our team is ready to assist you.